{"id":4724,"date":"2017-10-16T17:10:56","date_gmt":"2017-10-16T15:10:56","guid":{"rendered":"https:\/\/guillermou-avocats.fr\/?p=4724"},"modified":"2018-01-18T17:06:51","modified_gmt":"2018-01-18T16:06:51","slug":"id-145-notion-de-tiers-victime-pour-l-assure-renverse-par-son-propre-vehicule","status":"publish","type":"post","link":"https:\/\/guillermou-avocats.fr\/fr\/actualites\/id-145-notion-de-tiers-victime-pour-l-assure-renverse-par-son-propre-vehicule","title":{"rendered":"Notion de tiers victime pour l\u2019assur\u00e9 renvers\u00e9 par son propre v\u00e9hicule"},"content":{"rendered":"
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L\u2019assur\u00e9 renvers\u00e9 par le voleur de son propre v\u00e9hicule peut pr\u00e9tendre \u00e0 un droit \u00e0 indemnisation de son pr\u00e9judice en tant que tiers victime.<\/p>\n<\/div>\n

Accident de la circulation\u00a0: notion de tiers victime en cas de vol du v\u00e9hicule<\/h2>\n
<\/figure>\n

Le 26 avril 2009, alors qu\u2019ils r\u00e9sidaient dans leur ferme au Portugal, un couple s\u2019aper\u00e7oit qu\u2019un homme est en train de d\u00e9rober le v\u00e9hicule de l\u2019\u00e9poux gar\u00e9 dans la cour. Le couple part \u00e0 sa poursuite \u00e0 bord du v\u00e9hicule de l\u2019\u00e9pouse-conduit par cette derni\u00e8re- alors que l\u2019\u00e9poux est passager.<\/p>\n

Arriv\u00e9s \u00e0 une intersection, le conducteur du v\u00e9hicule d\u00e9rob\u00e9 s\u2019arr\u00eate, le couple fait de m\u00eame \u00e0 une distance d\u2019environ \u00e0 20 m\u00e8tres de l\u2019autre v\u00e9hicule .L\u2019\u00e9poux sort de la voiture. Le conducteur fait alors marche arri\u00e8re\u00a0: il percute le v\u00e9hicule conduit par l\u2019\u00e9pouse\u00a0 et renverse l\u2019\u00e9poux. De plus, il avance et recule \u00e0 nouveau\u00a0pour trainer l\u2019\u00e9poux sur une distance d\u2019environ 8 m\u00e8tres\u2026La victime subit plusieurs fractures et de multiples\u00a0traumatismes<\/strong>.<\/p>\n

La police d\u2019assurance pr\u00e9voyait une responsabilit\u00e9 civile couvrant les dommages mat\u00e9riels et corporels caus\u00e9s \u00e0 des tiers\u2026mais la compagnie d\u2019assurance refuse d\u2019indemniser\u00a0la victime\u00a0<\/a>en indiquant que son contrat exclut\u00a0\u00ab tous les dommages caus\u00e9s au preneur d\u2019assurance \u00bb.<\/p>\n

La victime intente aupr\u00e8s du tribunal national comp\u00e9tent une action visant \u00e0 obtenir par son assurance une\u00a0indemnisation<\/a>\u00a0\u00e0 hauteur de 210\u00a0641 euros\u00a0 au titre\u00a0 des pr\u00e9judices patrimoniaux et non patrimoniaux subis. La juridiction le d\u00e9boute de sa demande au motif que \u00ab\u00a0en vertu de l\u2019article\u00a015, paragraphe\u00a03, du d\u00e9cret-loi no\u00a0291\/2007, le propri\u00e9taire du v\u00e9hicule \u00e9tait exclu du cercle des b\u00e9n\u00e9ficiaires potentiels de l\u2019assurance souscrite.\u00a0\u00bb.<\/p>\n

La victime fait appel de cette d\u00e9cision.<\/p>\n

La Cour d\u2019appel d\u2019\u00c9vora soumet une question pr\u00e9judicielle \u00e0 la Cour de Justice des communaut\u00e9s europ\u00e9ennes (CJCE) afin de d\u00e9terminer si le droit europ\u00e9en s\u2019oppose \u00e0 l\u2019exclusion par le droit national \u00e0 l\u2019indemnisation de la victime au motif qu\u2019elle \u00e9tait \u00e0 la fois le preneur d\u2019assurance et le propri\u00e9taire du v\u00e9hicule ayant caus\u00e9 le dommage.<\/p>\n

Tiers victime<\/h3>\n

La CJCE, par\u00a0arr\u00eat du 14 septembre 2017 (C-503\/16)<\/a>\u00a0statue\u00a0 en faveur de l\u2019indemnisation de la victime qui peut \u00eatre consid\u00e9r\u00e9e comme pi\u00e9ton, Tiers victime du dommage caus\u00e9 par son propre v\u00e9hicule vol\u00e9.<\/p>\n

\u00ab\u00a0La Cour en a d\u00e9duit que ledit objectif de protection des victimes impose \u00e9galement que la situation juridique de la personne qui \u00e9tait assur\u00e9e pour la conduite du v\u00e9hicule, mais qui \u00e9tait passager de ce v\u00e9hicule au moment de l\u2019accident,\u00a0soit assimil\u00e9e \u00e0 celle de tout autre passager victime de cet accident et que, partant, le fait qu\u2019une personne \u00e9tait assur\u00e9e pour conduire le v\u00e9hicule qui a caus\u00e9 ledit accident ne permet pas d\u2019exclure cette personne de la notion de \u00ab\u00a0tiers victime\u00a0\u00bb<\/strong>, au sens de l\u2019article\u00a02, paragraphe\u00a01, de la deuxi\u00e8me directive, d\u00e8s lors qu\u2019elle \u00e9tait passager, et non conducteur, de ce v\u00e9hicule (arr\u00eat du 1er\u00a0d\u00e9cembre 2011, Churchill Insurance Company Limited et Evans, C\u2011442\/10, EU:C:2011:799, points\u00a031 et 32).<\/em><\/p>\n

\u00a0\u00a0\u00a0\u00a0\u00a0Par analogie, il convient de consid\u00e9rer que le fait qu\u2019un pi\u00e9ton renvers\u00e9 lors d\u2019un accident de la circulation \u00e9tait le preneur d\u2019assurance et le propri\u00e9taire du v\u00e9hicule ayant caus\u00e9 cet accident ne permet pas d\u2019exclure cette personne de la notion de \u00ab\u00a0tiers victime\u00a0\u00bb<\/strong>, au sens de l\u2019article\u00a02, paragraphe\u00a01, de la deuxi\u00e8me directive et de l\u2019article\u00a01er\u00a0bis de la troisi\u00e8me directive.\u00a0\u00bb<\/em><\/p>\n

En effet, ainsi que l\u2019a relev\u00e9 la juridiction de renvoi et que l\u2019a fait valoir \u00e0 bon droit la Commission,\u00a0la circonstance que le propri\u00e9taire du v\u00e9hicule concern\u00e9 et preneur d\u2019assurance n\u2019\u00e9tait pas \u00e0 bord de celui-ci lors de l\u2019accident, mais s\u2019est fait renverser, en tant que pi\u00e9ton, par ce v\u00e9hicule, ne saurait justifier un traitement diff\u00e9rent, eu \u00e9gard au m\u00eame objectif de protection<\/strong>\u00a0poursuivi par les premi\u00e8re \u00e0 troisi\u00e8me directives, tel que mentionn\u00e9 au point\u00a041 du pr\u00e9sent arr\u00eat.\u00bb<\/em><\/p>\n

La Cour r\u00e9pond que les directives europ\u00e9ennes vis\u00e9es\u00a0\u00ab\u00a0doivent \u00eatre interpr\u00e9t\u00e9s en ce sens qu\u2019ils\u00a0s\u2019opposent \u00e0 une r\u00e9glementation nationale,<\/strong>\u00a0telle que celle en cause au principal, qui exclut de la couverture et, partant, de l\u2019indemnisation par l\u2019assurance obligatoire de la responsabilit\u00e9 civile r\u00e9sultant de la circulation de v\u00e9hicules automoteurs les dommages corporels et mat\u00e9riels subis par un pi\u00e9ton victime d\u2019un accident de la circulation, au seul motif que ce pi\u00e9ton \u00e9tait le preneur d\u2019assurance et le propri\u00e9taire du v\u00e9hicule ayant caus\u00e9 ces dommages.\u00a0\u00bb<\/em><\/p>\n<\/div>

<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[],"class_list":["post-4724","post","type-post","status-publish","format-standard","hentry","category-actualites"],"yoast_head":"\nNotion de tiers victime pour l\u2019assur\u00e9 renvers\u00e9 par son propre v\u00e9hicule - Avocat indemnisation de victimes<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/proxima2023.okoumea.com\/fr\/actualites\/id-145-notion-de-tiers-victime-pour-l-assure-renverse-par-son-propre-vehicule\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Notion de tiers victime pour l\u2019assur\u00e9 renvers\u00e9 par son propre v\u00e9hicule - 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