{"id":3809,"date":"2016-01-29T17:12:59","date_gmt":"2016-01-29T16:12:59","guid":{"rendered":"https:\/\/guillermou-avocats.fr\/portfolio-items\/bareme-de-capitalisation\/"},"modified":"2018-01-18T17:31:09","modified_gmt":"2018-01-18T16:31:09","slug":"id-91-bareme-de-capitalisation","status":"publish","type":"post","link":"https:\/\/guillermou-avocats.fr\/fr\/actualites\/id-91-bareme-de-capitalisation","title":{"rendered":"Bar\u00e8me de capitalisation"},"content":{"rendered":"
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Bar\u00e8me de capitalisation\u00a0favorable \u00e0 la victime<\/h2>\n

Le bar\u00e8me de capitalisation est un outil de calcul qui permet d\u2019\u00e9valuer le pr\u00e9judice futur de la victime (renouvellement de mat\u00e9riel\u2026). Il existe diff\u00e9rents bar\u00e8mes de capitalisation\u00a0: ceux publi\u00e9s \u00e0 la Gazette du Palais, \u00a0le bar\u00e8me de capitalisation pour l’indemnisation des victimes (BCIV)des assureurs…<\/p>\n

Selon une jurisprudence constante, le juge a un pouvoir souverain d\u2019appr\u00e9ciation du bar\u00e8me le mieux adapt\u00e9 \u00e0 l\u2019indemnisation de la victime.<\/p>\n

\"\"<\/p>\n

Suite \u00e0 un accident de la circulation<\/a>, le conducteur d\u2019un scooter est gri\u00e8vement bless\u00e9\u00a0: il \u00a0est victime d\u2019un\u00a0traumatisme cr\u00e2nien<\/a>. Le responsable et son assurance ont \u00e9t\u00e9 condamn\u00e9s par la Cour d\u2019appel de Toulouse le 25 novembre 2014 \u00e0 verser la somme de 1\u00a0414\u00a0440,43 euros avec int\u00e9r\u00eats aux taux l\u00e9gal \u00e0 compter du jugement.<\/p>\n

Le responsable et son assurance ont form\u00e9 un pourvoi en cassation contestant le syst\u00e8me d\u2019\u00e9valuation du capital \u00e0 verser \u00e0 la victime au titre de ses pr\u00e9judices patrimoniaux permanents bas\u00e9\u00a0 sur le \u00ab bar\u00e8me de capitalisation publi\u00e9 en mars 2013 par la Gazette du Palais <\/a>qui s\u2019appuie sur les donn\u00e9es d\u00e9mographiques les plus r\u00e9cemment publi\u00e9es 2006-2008, et sur une appr\u00e9ciation de la conjoncture \u00e9conomique la plus proche de la r\u00e9alit\u00e9 avec un taux d\u2019int\u00e9r\u00eat de 1,20 % \u00bb<\/p>\n

En effet, ces derniers contestent le taux d\u2019int\u00e9r\u00eat de 1, 20% qui permet, selon eux, \u00e0 la victime de cumuler le b\u00e9n\u00e9fice du versement en capital avec le b\u00e9n\u00e9fice d\u2019une indexation r\u00e9serv\u00e9e au versement des rentes p\u00e9riodiques. Ils consid\u00e8rent que ce taux d\u2019int\u00e9r\u00eat \u00a0prend en compte une inflation \u00a0compl\u00e8tement hypoth\u00e9tique alors que, pour \u00eatre indemnisable, le dommage doit \u00eatre direct et certain et que l\u2019inflation susceptible d\u2019intervenir post\u00e9rieurement \u00e0 la d\u00e9cision est sans lien de causalit\u00e9 direct avec le fait dommageable, tout ceci, en violation de l\u2019article 1382 du code civil.<\/p>\n

Libert\u00e9 de choix du bar\u00e8me de capitalisation applicable par les juges du fonds<\/h3>\n

L\u2019arr\u00eat de la 2\u00e8me chambre civile\u00a0 de la\u00a0Cour de cassation du 10 d\u00e9cembre 2015 n\u00b0 14-27243, 14-27244<\/a> rejette ce pourvoi\u00a0: \u00ab\u00a0Mais attendu que, tenue d\u2019assurer la r\u00e9paration int\u00e9grale du dommage actuel et certain de la victime sans perte ni profit, c\u2019est dans l\u2019exercice de son pouvoir souverain que la cour d\u2019appel a fait application du bar\u00e8me de capitalisation qui lui a paru le plus adapt\u00e9 \u00e0 assurer les modalit\u00e9s de cette r\u00e9paration pour le futur\u00a0\u00bb.<\/p>\n

Ainsi, les juges du fond restent libres du choix d\u2019application du bar\u00e8me de capitalisation qui permet d\u2019assurer au mieux le respect du principe de la r\u00e9paration int\u00e9grale.<\/p>\n<\/div>

<\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[],"class_list":["post-3809","post","type-post","status-publish","format-standard","hentry","category-actualites"],"yoast_head":"\nBar\u00e8me de capitalisation - Avocat indemnisation de victimes<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/proxima2023.okoumea.com\/fr\/actualites\/id-91-bareme-de-capitalisation\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bar\u00e8me de capitalisation - Avocat indemnisation de victimes\" \/>\n<meta property=\"og:url\" content=\"https:\/\/proxima2023.okoumea.com\/fr\/actualites\/id-91-bareme-de-capitalisation\" \/>\n<meta property=\"og:site_name\" content=\"Avocat indemnisation de victimes\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/emericguillermou\/\" \/>\n<meta property=\"article:published_time\" content=\"2016-01-29T16:12:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-01-18T16:31:09+00:00\" \/>\n<meta name=\"author\" content=\"Proxima\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@eguillermou\" \/>\n<meta name=\"twitter:site\" content=\"@eguillermou\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Proxima\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/proxima2023.okoumea.com\\\/fr\\\/actualites\\\/id-91-bareme-de-capitalisation#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/proxima2023.okoumea.com\\\/fr\\\/actualites\\\/id-91-bareme-de-capitalisation\"},\"author\":{\"name\":\"Proxima\",\"@id\":\"https:\\\/\\\/proxima2023.okoumea.com\\\/fr\\\/#\\\/schema\\\/person\\\/76485fc47f1ebece06bb555d9824cae0\"},\"headline\":\"Bar\u00e8me de capitalisation\",\"datePublished\":\"2016-01-29T16:12:59+00:00\",\"dateModified\":\"2018-01-18T16:31:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/proxima2023.okoumea.com\\\/fr\\\/actualites\\\/id-91-bareme-de-capitalisation\"},\"wordCount\":625,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/proxima2023.okoumea.com\\\/fr\\\/#organization\"},\"articleSection\":[\"actualit\u00e9s\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/proxima2023.okoumea.com\\\/fr\\\/actualites\\\/id-91-bareme-de-capitalisation#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/proxima2023.okoumea.com\\\/fr\\\/actualites\\\/id-91-bareme-de-capitalisation\",\"url\":\"https:\\\/\\\/proxima2023.okoumea.com\\\/fr\\\/actualites\\\/id-91-bareme-de-capitalisation\",\"name\":\"Bar\u00e8me de capitalisation - 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